EPLI provides coverage, including the cost of legal defense, for allegations against you, the employer, by your employees or others, that they have been sexually or otherwise harassed, discriminated against, wrongfully terminated, or in some other manner, improperly treated including other state and federal employment-related claims.

Statistics show that today, businesses are more likely to face an employment related claim than a property or general liability claim. Once these claims become known or show them self, they become a huge drain on a business's financial and management assets. Out-of-court settlements in employment related cases are averaging over $40,000. The median compensatory award has recently hit $218,000, with almost 10% of wrongful termination claims resulting in awards in excess of $1,000,000.

The average cost of defense has reached over $45,000. Many employers (incorrectly) assume that their general liability or workers' compensation policies protect them in these situations, this is not correct. If you will complete our application, we will provide you with a price quote for EPLI coverage.